Empowering Legacies is your trusted partner on the journey toward financial empowerment and success. At Empowering Legacies, we are not just about financial services; we are about positively impacting our community. Our proactive involvement in credit repair assistance programs exemplifies our dedication to community empowerment. Our dedicated team of financial experts is here to guide you toward a brighter and more secure future. With a passion for empowering individuals, families, and businesses, we offer a range of service packages tailored to your unique needs.
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Our Services
We offer a wide range of services from personal credit repair, business management, to career services.
Credit Repair Services
Building credit is building opportunities. We focus on strategic credit-building techniques that will lay a solid foundation for your financial aspirations, opening doors to better interest rates and improved financial prospects. Not only are we aiming to help build a strong credit portfolio, we will also provide you with financial planning resources to help your household going forward.
Business Management
Rather you need assistance with starting a business, or revamping your current one we aim to help. Depending on the stage that you are in we can assist in checking your business structure.
Once reviewed, we'll target your goals such as establishing business credit and applying for business grants, and much more.
Career assistance
Finding your dream career starts with a ATS Resume and cover letter. Pairing these two together will help with visibility during your career search. Many recruiters utilize LinkedIn to view your career history as well as your education history. Finding a career is a tedious task especially in your preferred field of work. To make your job search easier I'll provide a job research list tailored to your resume. You can add thes service in our servicesevamp your LinkedIn account
About Me.
Thank you for being here! Empowering Legacies is led by Erika Thach, a credit repair and financial planning specialist. She has a proven track record of assisting individuals in improving their
credit, creating a financial plan, building a company, and obtaining business credit. She has obtained her Bachelors Degree in Business Management and Masters Degree in Business Management. With her knowledge and experience, you are in good hands when it comes to your financial journey and business goals.
Frequently Asked Questions
What services do you provide?
Our services include a credit repair. We offer resume services, job research list, and LinkedIn optimization services. We offer tailored solutions for businesses looking to enhance their financial strategies. We offer assistance in establishing a business, building business credit and business marketing.
What is a credit score?
Your credit scored is a number calculated based on your credit history, such as loans, credit cards and mortgage history that's utilized to determine the likelihood of you defaulting on a debt. A credit score can range from 330-850.
What are the three credit bureaus?
The three main credit report agencies are Transunion, Equifax, and Experian.
How can I obtain a free copy of my credit report?
Every year you have the option to obtain a free copy of all 3 credit bureaus. Please go to: https://www.annualcreditreport.com/index.action
If I pay off a collection, will it automatically be removed from my credit report?
No! As consumer one of the biggest misconceptions is that paying a collection will aide in raising your credit score.This is false. As matter of fact paying off a collection may cause for your score to decrease.
How long will it take for a credit mistake to drop off?
In most cases, the majority of credit mistakes falls off within 3 to 7 years.
What is the turnaround timeframe for resume services?
The turnaround timeframe for resume services is 2-3 business days.
How many listings are included in the Job Research List?
I will provide up to 10 job links related directly to your field.
How do I purchase your ebooks?
Purchasing our ebooks is easy. Browse our collection on our website, select the ebooks that interest you, and follow the prompts to complete your purchase securely.
Who can benefit from your services and eBooks?
Our services and eBooks are designed to benefit individuals at various stages of their financial journey. Whether you're a young professional looking to kickstart your career, an entrepreneur aiming to grow your business, or someone interested in real estate investing, credit strategies, our resources cater to a diverse audience.
Can I find resources for teaching children about financial literacy?
Absolutely. We believe in starting financial education early. Our eBook include a children's financial literacy book that equips parents and educators with engaging tools to teach children about money, saving, and responsible financial habits.